Swashbuckler gets Panche points pool = Cha bonus
Human Swashbuckler Favored Class Bonus includes "increase the total number of points in the swashbuckler's panache pool by 1/4."
So Swash 4 should have Cha+1 points... alas they only have Cha.
Attached character Swash 4 Cha 14 (+2) has a listed pool of 2 points (Special Qualities) and 2 boxes (PDF character sheet).
pathfinder core supplements ruleset
This is still a problem in 6.08 rc4 and rc6